PayPoint
PAY · Main Market · Industrial Goods and Services · mcap £389m · 663.5p
PayPoint runs a network of over 30,000 UK convenience stores offering bill payments, parcel collection and card services. It also owns Love2shop gift cards and savings, plus Open Banking and e-commerce parcel businesses.
Financials · LTM to 30 Sep 25
Source: results 20 Nov 25 ↗
- Revenue
- £320m
- Operating profit
- £30.7m
- Net income
- £16.5m
- Free cash flow
- £9.9m
- Net cash
- £37.8m£34.50m paid to shareholders after 30 Sep 25 (31 Oct 2025) – source
- Market cap
- £397m
- EV / EBIT
- 13.0×
- FCF yield
- +2.5%
- Price / book
- 3.9×
Latest half-year · H1 Sep 25 vs H1 Sep 24
results 20 Nov 25 ↗
- Revenue
- £144m +7%
- Operating profit
- £23.7m −10%
- Net income
- £14.6m −16%
- Cash from operations
- £101m +7%
Extracted automatically from the company's results announcements; check the source before relying on a figure. Not investment advice.
Latest report: H1 Sep 25 (six months to 30 Sep 25), published 20 Nov 25 · read the results ↗
£m unless stated · newest first · italic = calculated (LTM, H2 = FY − H1) · hover a value for its source
| LTM Sep 25 | FY Mar 25 | FY Mar 24 | FY Mar 23 | |
|---|---|---|---|---|
| Revenue | 319.8 | 310.7 | 306.4 | 167.7 |
| Gross profit | 135.0 | 136.4 | 147.4 | 103.5 |
| Adjusted EBITDA | – | – | 81.3 | 61.3 |
| EBITDA | – | – | 75.9 | 55.7 |
| Adjusted operating profit | 60.2 | 60.9 | 68.7 | 53.4 |
| Exceptional / adjusting items | (9.9) | (9.2) | (4.1) | (5.3) |
| Operating profit | 30.7 | 33.4 | 56.3 | 45.5 |
| Amortisation | (7.3) | (8.7) | – | – |
| Finance costs | (8.9) | (8.4) | (8.4) | (2.7) |
| Profit before tax | 23.1 | 26.3 | 48.2 | 42.6 |
| Tax | (6.2) | (7.0) | (12.5) | (7.9) |
| Net income (owners) | 16.5 | 19.2 | 35.7 | 34.7 |
| EPS basic | 23.6p | 26.6p | 49.1p | 50.1p |
| EPS diluted | 23.4p | 26.3p | 48.8p | 49.6p |
| H1 Sep 25 | vs H1 Sep 24 | H2 Mar 25 | H1 Sep 24 | H2 Mar 24 | H1 Sep 23 | H2 Mar 23 | |
|---|---|---|---|---|---|---|---|
| Revenue | 144.1 | +7% | 175.7 | 135.0 | 179.9 | 126.5 | 92.3 |
| Gross profit | 63.6 | −2% | 71.4 | 65.0 | 85.5 | 61.9 | 54.7 |
| Adjusted EBITDA | 37.3 | −1% | – | 37.5 | 50.2 | 31.1 | 33.0 |
| EBITDA | 34.1 | −10% | – | 37.7 | 45.4 | 30.5 | 28.9 |
| Adjusted operating profit | 29.5 | −2% | 30.7 | 30.2 | 43.3 | 25.4 | 28.8 |
| Exceptional / adjusting items | (3.2) | +28% | (6.8) | (2.5) | (3.6) | (0.6) | (3.8) |
| Operating profit | 23.7 | −10% | 7.0 | 26.3 | 35.5 | 20.8 | 23.5 |
| Amortisation | (2.6) | −35% | (4.7) | (4.0) | – | – | – |
| Finance costs | (4.5) | +12% | (4.4) | (4.0) | (4.3) | (4.1) | (1.6) |
| Profit before tax | 19.9 | −14% | 3.2 | 23.1 | 31.0 | 17.2 | 21.6 |
| Tax | (5.0) | −14% | (1.2) | (5.8) | (8.1) | (4.4) | (3.9) |
| Net income (owners) | 14.6 | −16% | 1.9 | 17.3 | 22.9 | 12.8 | 17.7 |
| EPS basic | 20.8p | – | 2.8p | 23.8p | 31.5p | 17.6p | 25.4p |
| EPS diluted | 20.6p | – | 2.8p | 23.5p | 31.4p | 17.4p | 25.2p |
| Dividend per share | 19.8p | – | – | 19.4p | – | 19.0p | – |
| LTM Sep 25 | FY Mar 25 | FY Mar 24 | FY Mar 23 | |
|---|---|---|---|---|
| Cash from operations | 31.1 | 24.4 | 54.0 | 28.7 |
| Interest paid | (8.1) | (7.8) | (7.6) | (3.0) |
| Tax paid | (10.0) | (11.4) | (8.4) | (6.2) |
| Capex (PP&E) | (9.0) | (9.2) | (11.1) | (7.8) |
| Capex (intangibles) | (11.3) | (9.5) | (5.1) | (4.9) |
| Lease principal paid | (0.9) | (0.9) | (1.0) | (0.3) |
| Dividends paid | (27.8) | (27.8) | (27.3) | (25.1) |
| Share buybacks | (23.5) | (14.9) | – | – |
| Shares issued | 0.0 | 0.0 | – | 0.0 |
| H1 Sep 25 | vs H1 Sep 24 | H2 Mar 25 | H1 Sep 24 | H2 Mar 24 | H1 Sep 23 | H2 Mar 23 | |
|---|---|---|---|---|---|---|---|
| Cash from operations | 101.1 | +7% | (70.0) | 94.4 | (19.0) | 73.0 | 1.6 |
| Interest paid | (4.3) | +6% | (3.8) | (4.1) | (4.1) | (3.5) | (1.8) |
| Tax paid | (4.6) | −23% | (5.3) | (6.1) | (3.3) | (5.1) | (4.9) |
| Capex (PP&E) | (4.5) | −4% | (4.5) | (4.7) | (6.3) | (4.8) | (4.7) |
| Capex (intangibles) | (5.9) | +44% | (5.4) | (4.1) | (2.9) | (2.2) | (1.9) |
| Lease principal paid | (0.4) | −2% | (0.4) | (0.5) | (0.3) | (0.7) | (0.2) |
| Dividends paid | (13.9) | 0% | (13.9) | (13.9) | (13.8) | (13.5) | (12.7) |
| Share buybacks | (13.0) | +194% | (10.5) | (4.4) | – | – | – |
| Shares issued | 0.0 | n/m | 0.0 | 0.0 | – | – | – |
| Latest Sep 25 | FY Mar 25 | FY Mar 24 | FY Mar 23 | |
|---|---|---|---|---|
| Goodwill | 129.6 | 129.6 | 117.4 | 117.4 |
| Other intangibles | 72.2 | 71.9 | 67.1 | 75.3 |
| Property, plant & equipment | 32.7 | 31.9 | 33.3 | 29.3 |
| Other investments | 2.9 | 0.7 | 0.3 | 0.3 |
| Inventories | 6.0 | 6.2 | 3.3 | 3.2 |
| Trade receivables | 109.6 | 110.0 | 123.0 | 82.1 |
| Cash | 151.9 | 33.2 | 86.8 | 77.9 |
| Current assets | 364.6 | 270.6 | 296.6 | 251.9 |
| Total assets | 605.2 | 508.3 | 519.1 | 480.0 |
| Trade payables | 149.5 | 133.6 | 281.9 | 255.5 |
| Borrowings, current | 0.4 | 0.3 | 16.4 | 11.7 |
| Lease liabilities, current | 0.7 | 0.8 | 0.9 | 0.9 |
| Current liabilities | 364.4 | 284.6 | 301.0 | 268.7 |
| Borrowings, non-current | 113.7 | 102.0 | 77.5 | 82.7 |
| Lease liabilities, non-current | 3.2 | 2.4 | 4.0 | 4.6 |
| Pension surplus / (deficit) | 2.0 | 0.2 | 0.3 | 0.4 |
| Total liabilities | 503.3 | 411.0 | 397.9 | 368.3 |
| Non-controlling interests | 4.2 | 4.1 | – | – |
| Total equity | 102.0 | 97.3 | 121.2 | 111.7 |
| Net cash / (debt) ex leases | – | – | (67.5) | (72.4) |
| H1 Sep 25 | H2 Mar 25 | H1 Sep 24 | H2 Mar 24 | H1 Sep 23 | H2 Mar 23 | |
|---|---|---|---|---|---|---|
| Goodwill | 129.6 | 129.6 | 117.4 | 117.4 | 117.4 | 117.4 |
| Other intangibles | 72.2 | 71.9 | 63.6 | 67.1 | 71.2 | 75.3 |
| Property, plant & equipment | 32.7 | 31.9 | 33.9 | 33.3 | 30.7 | 29.3 |
| Other investments | 2.9 | 0.7 | 0.7 | 0.3 | – | 0.3 |
| Inventories | 6.0 | 6.2 | 9.9 | 3.3 | 8.4 | 3.2 |
| Trade receivables | 109.6 | 110.0 | 106.2 | 123.0 | 97.9 | 82.1 |
| Cash | 151.9 | 33.2 | 151.8 | 86.8 | 20.3 | 77.9 |
| Current assets | 364.6 | 270.6 | 349.4 | 296.6 | 335.7 | 251.9 |
| Total assets | 605.2 | 508.3 | 587.7 | 519.1 | 560.0 | 480.0 |
| Trade payables | 149.5 | 133.6 | 168.9 | 281.9 | 327.2 | 255.5 |
| Borrowings, current | 0.4 | 0.3 | 0.4 | 16.4 | 65.6 | 11.7 |
| Lease liabilities, current | 0.7 | 0.8 | 0.6 | 0.9 | 0.7 | 0.9 |
| Current liabilities | 364.4 | 284.6 | 357.9 | 301.0 | 395.3 | 268.7 |
| Borrowings, non-current | 113.7 | 102.0 | 106.9 | 77.5 | 36.2 | 82.7 |
| Lease liabilities, non-current | 3.2 | 2.4 | 3.9 | 4.0 | 4.5 | 4.6 |
| Pension surplus / (deficit) | 2.0 | 0.2 | 0.4 | 0.3 | – | 0.4 |
| Total liabilities | 503.3 | 411.0 | 483.5 | 397.9 | 449.2 | 368.3 |
| Non-controlling interests | 4.2 | 4.1 | 0.0 | – | – | – |
| Total equity | 102.0 | 97.3 | 104.2 | 121.2 | 110.8 | 111.7 |
| Net cash / (debt) ex leases | – | – | – | (67.5) | (83.2) | (72.4) |
Line items extracted automatically from each results announcement; when a later report restates a period, the later figure is shown. LTM and H2 are calculated from reported periods. Check the source before relying on a figure.
Company filings. Not investment advice.