SHAWBROOK GROUP PLC
SHAW · Main Market · Banks · mcap £1,489m · 291.0p
The statement exactly as printed in one results announcement – its own columns (the period and its comparatives), lines and headings, in the company's currency and units. Choose the report above; to compare several years, use Key figures.
Standardised line items in £m, comparable across companies; when a later report restated a period, the later figure is shown and marked r (hover for the figure first reported). Italic = calculated (LTM, H2 = FY − H1); a year of other than 12 months is marked (15m). Hover a value for its source.
Latest report: H1 26 (six months to 30 Jun 26), published 05 Aug 26 · read the results ↗
| Interest income and similar income | 744.4 | 727.2 | 694.7 | 7.2 |
| Interest expense | (389.8) | (388.9) | (383.8) | 1.6 |
| Net interest income | 354.6 | 338.3 | 310.9 | 14.1 |
| Other income | 32.6 | 10.6 | 24.6 | 32.5 |
| Net operating income | 387.2 | 348.9 | 335.5 | 15.4 |
| Administrative expenses | (141.0) | (133.1) | (134.3) | 5.0 |
| Impairment losses | (50.7) | (44.1) | (32.6) | 55.5 |
| Provisions | - | 0.2 | - | - |
| Underlying profit before tax | 195.5 | 171.9 | 168.6 | 16.0 |
| Key performance indicators H1 2026 H2 2025 H1 2025 Change (%) | ||||
| Profitability (%) | ||||
| Gross asset yield | 8.8 | 8.7 | 9.3 | (0.5) |
| Liability yield | (4.4) | (4.6) | (5.0) | 0.6 |
| Net interest margin | 4.38 | 4.12 | 4.35 | 0.03 |
| Net interest margin (excl. gain on sale) | 4.09 | 3.98 | 4.05 | 0.04 |
| Cost to income ratio | 36.4 | 38.1 | 40.0 | (3.6) |
| Cost to APE efficiency ratio | (1.59) | (1.57) | (1.74) | 0.15 |
| Cost of risk | (0.57) | (0.52) | (0.42) | (0.15) |
| Return on lending assets before tax | 2.2 | 2.0 | 2.2 | - |
| Return on tangible equity | 18.1 | 16.8 | 18.3 | (0.2) |
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