| 1. | Details of PDMR/person closely associated with them ('PCA') |
| a) | Name | Benjamin Bramhall |
| b) | Position/status | Co-Chief Executive Officer / PDMR |
| c) | Initial notification/ amendment | Initial notification |
| a) | Name | XPS Pensions Group plc |
| b) | LEI | 2138004Y8OBPJEAACJ11 |
| a) | Description of the financial instrument | Ordinary shares of 0.05 pence each ("Ordinary Shares") ISIN: GB00BDDN1T20 |
| b) | Nature of the transaction | Acquisition of Ordinary Shares following the exercise of nominal-cost options granted under the XPS Pensions Group plc Performance Share Plan on 17 July 2023. |
| c) | Price(s) and volume(s) | |
| d) | Aggregated information Aggregated volume Price | n/a (single transaction) |
| e) | Date of the transaction | 22 July 2026 |
| f) | Place of the transaction | n/a |
| 1. | Details of PDMR/person closely associated with them ('PCA') |
| a) | Name | Benjamin Bramhall |
| b) | Position/status | Co-Chief Executive Officer / PDMR |
| c) | Initial notification/ amendment | Initial notification |
| a) | Name | XPS Pensions Group plc |
| b) | LEI | 2138004Y8OBPJEAACJ11 |
| a) | Description of the financial instrument | Ordinary shares of 0.05 pence each ("Ordinary Shares") ISIN: GB00BDDN1T20 |
| b) | Nature of the transaction | Disposal of Ordinary Shares to satisfy income tax and National Insurance contributions liability relating to option exercise. |
| c) | Price(s) and volume(s) | |
| d) | Aggregated information Aggregated volume Price | n/a (single transaction) |
| e) | Date of the transaction | 22 July 2026 |
| f) | Place of the transaction | London Stock Exchange (XLON) |
| 1. | Details of PDMR/person closely associated with them ('PCA') |
| a) | Name | Paul Cuff |
| b) | Position/status | Co-Chief Executive Officer / PDMR |
| c) | Initial notification/ amendment | Initial notification |
| a) | Name | XPS Pensions Group plc |
| b) | LEI | 2138004Y8OBPJEAACJ11 |
| a) | Description of the financial instrument | Ordinary shares of 0.05 pence each ("Ordinary Shares") ISIN: GB00BDDN1T20 |
| b) | Nature of the transaction | Acquisition of Ordinary Shares following the exercise of nominal-cost options granted under the XPS Pensions Group plc Performance Share Plan on 17 July 2023. |
| c) | Price(s) and volume(s) | |
| d) | Aggregated information Aggregated volume Price | n/a (single transaction) |
| e) | Date of the transaction | 22 July 2026 |
| f) | Place of the transaction | n/a |
| 1. | Details of PDMR/person closely associated with them ('PCA') |
| a) | Name | Paul Cuff |
| b) | Position/status | Co-Chief Executive Officer / PDMR |
| c) | Initial notification/ amendment | Initial notification |
| a) | Name | XPS Pensions Group plc |
| b) | LEI | 2138004Y8OBPJEAACJ11 |
| a) | Description of the financial instrument | Ordinary shares of 0.05 pence each ("Ordinary Shares") ISIN: GB00BDDN1T20 |
| b) | Nature of the transaction | Disposal of Ordinary Shares to satisfy income tax and National Insurance contributions liability relating to option exercise. |
| c) | Price(s) and volume(s) | |
| d) | Aggregated information Aggregated volume Price | n/a (single transaction) |
| e) | Date of the transaction | 22 July 2026 |
| f) | Place of the transaction | London Stock Exchange (XLON) |
| 1. | Details of PDMR/person closely associated with them ('PCA') |
| a) | Name | Snehal Shah |
| b) | Position/status | Chief Financial Officer / PDMR |
| c) | Initial notification/ amendment | Initial notification |
| a) | Name | XPS Pensions Group plc |
| b) | LEI | 2138004Y8OBPJEAACJ11 |
| a) | Description of the financial instrument | Ordinary shares of 0.05 pence each ("Ordinary Shares") ISIN: GB00BDDN1T20 |
| b) | Nature of the transaction | Acquisition of Ordinary Shares following the exercise of nominal-cost options granted under the XPS Pensions Group plc Performance Share Plan on 17 July 2023. |
| c) | Price(s) and volume(s) | |
| d) | Aggregated information Aggregated volume Price | n/a (single transaction) |
| e) | Date of the transaction | 22 July 2026 |
| f) | Place of the transaction | n/a |
| 1. | Details of PDMR/person closely associated with them ('PCA') |
| a) | Name | Snehal Shah |
| b) | Position/status | Chief Financial Officer / PDMR |
| c) | Initial notification/ amendment | Initial notification |
| a) | Name | XPS Pensions Group plc |
| b) | LEI | 2138004Y8OBPJEAACJ11 |
| a) | Description of the financial instrument | Ordinary shares of 0.05 pence each ("Ordinary Shares") ISIN: GB00BDDN1T20 |
| b) | Nature of the transaction | Disposal of Ordinary Shares to satisfy income tax and National Insurance contributions liability relating to option exercise. |
| c) | Price(s) and volume(s) | |
| d) | Aggregated information Aggregated volume Price | n/a (single transaction) |
| e) | Date of the transaction | 22 July 2026 |
| f) | Place of the transaction | London Stock Exchange (XLON) |
| 1. | Details of PDMR/person closely associated with them ('PCA') |
| a) | Name | Snehal Shah |
| b) | Position/status | Chief Financial Officer / PDMR |
| c) | Initial notification/ amendment | Initial notification |
| a) | Name | XPS Pensions Group plc |
| b) | LEI | 2138004Y8OBPJEAACJ11 |
| a) | Description of the financial instrument | Ordinary shares of 0.05 pence each ("Ordinary Shares") ISIN: GB00BDDN1T20 |
| b) | Nature of the transaction | Transfer of Ordinary Shares to spouse for nil consideration. |
| c) | Price(s) and volume(s) | Price(s) Volume(s) nil 50,000 Ordinary Shares |
| d) | Aggregated information Aggregated volume Price | n/a (single transaction) |
| e) | Date of the transaction | 22 July 2026 |
| f) | Place of the transaction | Outside a trading venue |
| 1. | Details of PDMR/person closely associated with them ('PCA') |
| a) | Name | Meeta Shah |
| b) | Position/status | PCA of Snehal Shah (Chief Financial Officer and PDMR) |
| c) | Initial notification/ amendment | Initial notification |
| a) | Name | XPS Pensions Group plc |
| b) | LEI | 2138004Y8OBPJEAACJ11 |
| a) | Description of the financial instrument | Ordinary shares of 0.05 pence each ("Ordinary Shares") ISIN: GB00BDDN1T20 |
| b) | Nature of the transaction | Transfer of Ordinary Shares from spouse / PDMR for nil consideration. |
| c) | Price(s) and volume(s) | Price(s) Volume(s) nil 50,000 Ordinary Shares |
| d) | Aggregated information Aggregated volume Price | n/a (single transaction) |
| e) | Date of the transaction | 22 July 2026 |
| f) | Place of the transaction | Outside a trading venue |