Loan Book Update
Time Finance plc has announced a record-high lending book of £230 million as of October 31, 2025, representing a 6% increase from May 31, 2025, and a 12% rise year-on-year. Both Invoice Finance and the 'Hard' Asset Finance segments achieved all-time highs, with Invoice Finance exceeding £75 million and Hard Asset Finance surpassing £123 million, contributing to secured lending now representing over 86% of the portfolio. The company anticipates FY 2025/26 financial performance to be in line with market expectations and will release an H1 Trading Update on December 16, 2025, ahead of its H1 Interim Results on January 27, 2026.
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Time Finance plc, the AIM listed independent specialist finance provider is pleased to provide the following update on the performance of its lending book portfolio. Increasing the Company's own-book lending forms a key pillar of the Group's three-year growth strategy which targets the gross lending portfolio reaching £300m by 31 May 2028.
The Company also reconfirms notice of upcoming investor events and key financial dates
Record Lending Book
As at 31 October 2025, the unaudited value of the Group's lending portfolio reached a record high of £230m. The lending portfolio, therefore, stands 6% higher than the 31 May 2025 financial year-end level of £217m, and 12% up on the 31 October 2024 equivalent of £205m.
Within the lending book itself, the two key strategic growth areas of Invoice Finance and the 'Hard' subset of Asset Finance, have also both achieved all-time record highs. The Invoice Finance lending book stands in excess of £75m, up over 13% from the prior year equivalent (31 October 2024: £66m). The Hard subset of the Asset division has exceeded £123m, up over 28% from the prior-year equivalent (31 October 2024: £96m). Combined, these two lending segments mean that the secured lending element within the Group's portfolio now exceeds 86%, another record high.
This ongoing positive lending book growth provides the Board with increased confidence that Group financial performance for FY 2025/26 will be at least in line with current market expectations.
Investor Presentations and Key Dates
As announced on 28 October 2025, and in advance of the publication of the Group's full H1 2025/26
unaudited Interim Results on 27 January 2026, the Group is planning to publish an H1 Trading Update, covering the six months to 30 November 2025, on Tuesday 16 December 2025.
| Ed Rimmer, CEO, and James Roberts, CFO, will also be presenting at two upcoming investor events on Wednesday 19 November 2025, Mello London and Yellowstone Advisory. Further information with regards the Mello event can be found here https://www.melloevents.com/mellolondon2025, while details of the Yellowstone event can be found here Join Webinars & Events | Yellowstone Advisory. |
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