OSB GROUP PLC - Publication of 2023 Annual Report and Accounts and 2024 Notice of AGM

In accordance with Listing Rule 9.6.1R, the Annual Report and Accounts for the year ended 31 December 2023 and the 2024 Notice of Annual General Meeting (AGM) of the Company and Form of Proxy have today been submitted for inspection at the UKLA’s document viewing facility via the National Storage Mechanism at: https://data.fca.org.uk/#/nsm/nationalstoragemechanism

The Annual Report and Accounts for the year ended 31 December 2023 and 2024 Notice of Annual General Meeting can be viewed on the Company's website at www.osb.co.uk.

Hard copies of these documents have been mailed to shareholders.

The AGM will be held at 90 Whitfield Street, Fitzrovia, London W1T 4EZ on Thursday, 9 May 2024 at 11 am.

Should it become appropriate to revise the current arrangements for the AGM, any such changes will be notified to shareholders through our website (www.osb.co.uk) and, where appropriate, by announcement made by the Company to a Regulatory Information Service.

OneSavings Bank

OSB primarily targets market sub-sectors that offer high growth potential and attractive risk-adjusted returns in which it can take a leading position and where it has established expertise, platforms and capabilities. These include private rented sector Buy-to-Let, commercial and semicommercial mortgages, residential development finance, bespoke and specialist residential lending, secured funding lines and asset finance. OSB originates mortgages organically via specialist brokers and independent financial advisers through its specialist brands including Kent Reliance for Intermediaries and InterBay Commercial. It is differentiated through its use of highly skilled, bespoke underwriting and efficient operating model. OSB is predominantly funded by retail savings originated through the long-established Kent Reliance name, which includes online and postal channels as well as a network of branches in the South East of England. Diversification of funding is currently provided by securitisation programmes and the Bank of England funding schemes including, the Term Funding Scheme and the Term Funding Scheme for SMEs.

Charter Court Financial Services Group

CCFS is predominantly funded by retail savings originated through its Charter Savings Bank brand. Diversification of funding is currently provided by securitisation programmes and the Bank of England funding schemes including, the Term Funding Scheme and the Term Funding Scheme for SMEs