Implementation Date Announcement - Senior Notes

£400,000,000 4.000 per cent. Fixed Rate Reset Callable Senior Notes due 2027 (XS2049149821)

(the "2027 Senior Notes")

€750,000,000 4.000 per cent. Fixed Rate Reset Callable Senior Notes due 2028 (XS2757511113)

(the "March 2028 Senior Notes")

€500,000,000 4.625 per cent. Fixed Rate Reset Callable Senior Notes due 2028 (XS2585239200)

(the "October 2028 Senior Notes")

Capitalised terms used in this notice and not otherwise defined shall have the meanings given to them in the Consent Solicitation Memorandum prepared by Virgin Money UK PLC (the "Issuer") dated 3 June 2025.

2027 Senior Notes, March 2028 Senior Notes and October 2028 Senior Notes

Further to the notices dated 25 June 2025, notice is hereby given to the holders of the 2027 Senior Notes, March 2028 Senior Notes and the October 2028 Senior Notes that, on 2 July 2025, the New SNP Notes in respect of the 2027 Senior Notes, March 2028 Senior Notes and the October 2028 Senior Notes were issued by Nationwide Building Society ("Nationwide") (such date being the Implementation Date).

A copy of each of the Trust Deed, Agency Agreement and Final Terms in respect of the relevant New SNP Notes is available at: https://www.nationwide.co.uk/investor-relations/emtn-terms-of-access/emtn-programme/.

In respect of the 2027 Senior Notes, a copy of the Final Terms in respect of the issuance by Nationwide of £400,000,000 4.00 per cent. Fixed Rate Reset Senior Non-Preferred Notes due 2027 are also available at:

In respect of the March 2028 Senior Notes, a copy of the Final Terms in respect of the issuance by Nationwide of €750,000,000 4.000 per cent. Fixed Rate Reset Senior Non-Preferred Notes due 2028 are also available at:

In respect of the October 2028 Senior Notes, a copy of the Final Terms in respect of the issuance by Nationwide of €500,000,000 4.625 per cent. Fixed Rate Reset Senior Non-Preferred Notes due 2028 are also available at:

Tabulation Agent