Full Year 2025 Results

Funding Circle Holdings plc reported a strong performance for the twelve months ended 31 December 2025, achieving its 2026 revenue guidance a year early with revenue increasing 28% to £204.3 million, and profit before tax rising to £20.3 million. The company saw credit extended grow by 29% to £2,453 million and assets under management increase to £2,961 million, supported by a 10% rise in active customers to 52.7k. Looking ahead, Funding Circle has upgraded its FY26 guidance to approximately £235 million in revenue and at least £35 million in profit before tax, and set medium-term targets of £300 million to £350 million in revenue by FY29 with profit before tax margins in the low to mid-20s.